Wills
Making a Will with us is quick, simple and inexpensive . It is the most important thing you can do to protect your family and ensure they receive your assets.
You safeguard your home with insurance so why not you protect your assets and loved ones?
McAllisters offer a no obligation home visit to help ensure your wishes are carried out, and your assets reach the people you intend. We are qualified to provide guidance in all aspect of Will writing and can provide advice on how to:
Minimise Inheritance Tax
Mitigate care home fees
Reduce confirmation costs
Avoid sideways disinheritance
Why make a Will?
By completing a Will you take control of what happens to all you own when you die. If you don’t take control it falls to the state to decide. A Will relieves uncertainty and protects everything that is important to you.
By completing your Will you can rest assured that everything you care about from children, pets. property, money, jewellery and everything that is important to you are all fully considered in a legally binding document.
What is a Will?
A will is a legal document that specifies exactly what you want to happen after your death.
The Will appoints an executor who administers the distribution of your estate. The details of the Will provide concise instructions regarding funeral arrangements and other wishes which reduce the chances of family disagreements and alleviates stress in what is likely to be a sad and difficult time for your family.
Complete your Will with McAllisters for only £149 now £99 before the 1st of November
Things to consider
McAllisters provides help and guidance in all areas of preparing your Will and making the process as easy and stress free as possible.
Executors
An Executor should be someone you trust, they are responsible for making sure your wishes are fulfilled and any money you are owed is collected and outstanding bills are paid. Executors are also responsible for distributing the remaining money or property according to your wishes. They don’t have to do the work themselves and it may be sensible to have professional assistance.
Consider who they are, where they live and their ability to carry out the work.
Beneficiaries
A beneficiary is someone who receives a legacy (gift) in your Will.
Consider who they are and the impact the legacy will have on them. You can apply criteria to your Will that ensures certain specifications are met before the beneficiary inherits, such as at what age. Applying these conditions can ensure that your legacy has a positive impact on their lives and gives you added piece of mind.
Guardians
A guardian is a person who has legal responsibility for children when their parents cannot.
Consider who they are, where they live, their financial situations and their ability to look after your children.
Gifts -Consider if there are any specific items you want to detail in your Will and who they should go to.
Funeral – Consider adding the details of your funeral or your funeral plan.
Protecting your disabled or vulnerable loved ones.
Gifts
Funeral
Vulnerable Adults
Trusts are commonly used to protect the interests of vulnerable or disabled beneficiaries.
Children
Trust can be used to ensure that your children inherit at a time that is right for them.
When should I update my Will?
Your Will should be updated regularly to actively reflect your wishes. It is important to update your Will as failure to do so may make it invalid
Co-habiting
Getting married
Having children
Separation or divorce
Receiving an inheritance
Death of an Executor or a beneficiary
McAllisters offer a free review of your current Will to ensure it is valid.
Whether it is your first Will or your circumstances have changed McAllisters will provide the following:
Transparent costings
Professional advice from a qualified Will writer
Clear and honest guidance
Will storage option
14 Day cooling off period
£2 million of insurance cover on your Will
Chartered Trading Standards Institute
This firm complies with the ISPW code of practice.
